Cookie Policy
Effective Date: 1st February 2025
At Payfaci, we use cookies and similar technologies to enhance your browsing experience and to provide you with personalized services while you shop on our website. This Cookie Policy explains what cookies are, how we use them, and your choices regarding them.
By continuing to use Payfaci’s website, you consent to our use of cookies as outlined in this policy. If you do not agree with our use of cookies, please adjust your browser settings as described below or refrain from using our website.
1. What Are Cookies?
Cookies are small text files that are placed on your device (computer, tablet, smartphone, etc.) when you visit a website. Cookies enable websites to recognize your device and store certain preferences or information about your visit.
Cookies serve various purposes, such as improving website functionality, remembering login details, analyzing site usage, and enhancing your user experience.
2. Types of Cookies We Use
We use the following types of cookies on our website:
2.1. Necessary Cookies
Necessary cookies are essential for the website to function properly. They enable basic features such as security, page navigation, and access to secure areas of the website. Without these cookies, the website cannot function as intended.
- Examples: Session cookies, authentication cookies.
2.2. Performance Cookies
Performance cookies collect information about how visitors interact with the website. These cookies help us analyze traffic, identify errors, and optimize the website's performance. The information collected is generally aggregated and anonymous.
- Examples: Google Analytics cookies, Hotjar cookies.
2.3. Functional Cookies
Functional cookies allow the website to remember your preferences and choices, such as language settings, currency preferences, and shopping cart items. These cookies help enhance your user experience.
- Examples: Language or region preference cookies.
2.4. Targeting/Advertising Cookies
Targeting cookies are used to track visitors across websites and deliver targeted advertisements that are relevant to you. These cookies help us understand your browsing habits and preferences so that we can present ads that may be of interest to you.
- Examples: Google AdSense cookies, Facebook Pixel cookies.
2.5. Social Media Cookies
These cookies allow you to share content from our website on social media platforms, such as Facebook, Instagram, Twitter, and Pinterest. These cookies may also track your activity on social media platforms and enable you to interact with content.
- Examples: Twitter, Facebook, and Pinterest cookies.
3. How We Use Cookies
We use cookies for the following purposes:
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To improve user experience: Cookies help us understand how visitors interact with our website, allowing us to enhance functionality and personalize content.
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To manage your shopping cart and account: Cookies allow us to remember your preferences, login information, and items in your cart, making your shopping experience more convenient.
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To monitor website performance: Performance cookies help us track traffic patterns, page loading times, and identify any issues affecting website performance.
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To deliver personalized content and advertisements: Targeting and advertising cookies help us deliver ads and offers based on your browsing habits and preferences.
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To enable social sharing features: Social media cookies allow you to share content and interact with Payfaci on various platforms.
4. Third-Party Cookies
Payfaci may allow third-party service providers, such as advertising networks and analytics providers, to place cookies on your device when you visit our website. These third parties may collect information about your browsing activity on our site and other websites to serve targeted ads, analyze traffic, or track your activity.
We do not control the use of third-party cookies. You can learn more about how these third parties use cookies by reviewing their privacy policies.
- Examples of third-party services include: Google Analytics, Facebook Ads, Google AdSense.
5. Managing Cookies
You have the right to control and manage the cookies placed on your device. You can adjust your cookie preferences in several ways:
5.1. Browser Settings
Most web browsers allow you to manage your cookie preferences through their settings. You can typically block or delete cookies through your browser settings. Please note that blocking or deleting cookies may impact your ability to use certain features of our website.
- For information on how to manage cookies in common browsers, please visit the following links:
6. Cookie Consent
Upon your first visit to Payfaci’s website, you will be prompted to accept or manage your cookie preferences through a cookie banner. By clicking "Accept," you consent to the use of all cookies as described in this Cookie Policy. You can later change your preferences at any time by adjusting your settings or through your browser’s cookie management options.
7. Data Retention
The cookies we use may remain on your device for varying periods, depending on the type of cookie. For example:
- Session cookies expire once you close your browser.
- Persistent cookies remain on your device for a set period or until you manually delete them.
The retention period for cookies varies depending on the specific purpose for which the cookie was placed. For more details on how long specific cookies are stored, you can review the cookie management tools available within your browser.
8. Changes to This Cookie Policy
We may update our Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we update our policy, we will post the revised policy on this page and update the effective date.
9. Contact Us
If you have any questions or concerns about our use of cookies or this Cookie Policy, please contact us at:
Email: support@payfaci.com
Phone: +447440422408
Address: Canaan Estate, Abijoh, Olokunla, Ajah, Lagos, Nigeria