1. Introduction
Welcome to Payfaci. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.payfaci.tech ("Site"). We value your privacy and are committed to protecting your personal data. By accessing or using our Site, you signify your understanding of, consent to, and agreement with the terms outlined in this policy.
2. Data Controller Information
Payfaci is responsible for your personal data on this Site and adheres to data protection principles. If you have any inquiries or concerns, please contact us at:
Email: support@payfaci.com
Address: Canaan Estate, Abijoh, Olokunla, Ajah, Lagos, Nigeria
3. Information Collection
We collect and process various types of information to enhance your experience and provide tailored services:
Personal Identification Information: Name, email address, and contact details.
Financial Information: Payment details for transaction purposes, including credit card numbers, bank account details, and billing information.
Usage Data: Information on how the Site is accessed and used, including IP address, browser type, pages visited, and interaction data.
4. Use of Collected Information
The information we collect serves the following purposes:
Service Provision: To manage and operate our Site and provide our services effectively.
Communication: To respond to inquiries, provide customer support, and send service-related notices.
Improvement and Customization: To enhance user experience and optimize our Site.
Security: To ensure the integrity of our Site and services.
Compliance and Enforcement: To comply with e-commerce regulations and enforce our terms and policies.
5. Data Sharing and Disclosure
Your personal data may be shared under certain circumstances:
Service Providers: Third-party companies assisting in Site operations have access to your data only for service purposes and are bound by confidentiality agreements.
Legal Requirements: Payfaci may disclose data if required by law, to protect its rights, or in response to valid legal processes.
6. Data Transfer
Your data may be transferred and maintained outside your country, where data protection laws may differ. By using our Site, you agree to such transfers.
7. Data Retention
We retain personal data only as long as necessary for the purposes outlined in this policy, including compliance with legal obligations.
8. User Rights
Access and Control: You can access, update, or delete your data through account settings or by contacting us.
Data Portability: You may request your data in a structured format.
Consent Withdrawal: You may withdraw consent for data processing at any time.
9. Cookies and Tracking Technologies
Usage of Cookies: We use cookies to track activity and improve service quality.
Control Over Cookies: Users can refuse cookies through browser settings, but some features may be limited.
10. Data Security
We implement security measures to protect personal data from unauthorized access, loss, or misuse. In case of a breach, we will notify affected individuals and relevant authorities.
11. Children's Privacy
Our Site is not intended for children under 18. We do not knowingly collect personal information from minors.
12. Third-Party Websites
Our Site may contain links to third-party websites. We are not responsible for their privacy practices and recommend reviewing their policies.
13. Changes to the Privacy Policy
We may update this policy periodically. Changes will be posted on this page, and continued use of the Site signifies acceptance.
14. Governing Law
This policy is governed by the laws of Nigeria.
15. Contact Information
For any questions or concerns about this Privacy Policy, please contact us at:
Email: support@payfaci.com
Address: Canaan Estate, Abijoh, Olokunla, Ajah, Lagos, Nigeria
By using our Site, you acknowledge and agree to this Privacy Policy.